How it works

From questions to capital in three steps.

Atupa turns your business information into a verifiable funding-readiness credential that funders, advisors and partners can trust.

01

Take the FRICS assessment

Answer around 35 questions across 7 pillars. The assessment is designed for busy SME owners, most complete it in 10 minutes. No audited accounts or legal documents are needed to start.

02

Get your score, band & FRICS ID

Receive a weighted 0–100 FRICS score, a readiness band, an AI-written 30/60/90-day action plan, and a permanent FRICS ID you can share with any funder.

03

Move to readiness or matching

Below 80, GLI CONSULTS runs a targeted readiness programme. At 80+, GLI CAPITAL begins active financier matching. Your score updates as your business improves.

What we measure

The FRICS framework weights the pillars that African financiers consistently say drive credit and investment decisions.

Financial Health & Record-Keeping

weight 25%

Governance & Compliance

weight 20%

Operations & Systems Maturity

weight 15%

Market & Growth Capacity

weight 15%

Funding Behaviour & Credit History

weight 15%

Impact, ESG & Inclusion

weight 10%

Data Transparency & Verification

weight 5%

Ready to know your score?

The assessment is free, takes about ten minutes, and gives you an immediate report you can download, print or email.